98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Hero Image
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98
Monterrey Road W
Montgomery | Texas

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DIANE GRIMM
DIANE GRIMM
Presented At
$575,000
Bedrooms
3
Bathrooms
3
Living
2,399
SQFT
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 1
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 2
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 3
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 4
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 5
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 6
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 7
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 8
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 9
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 10
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 12
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 13
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 14
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 21
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 22
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 24
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 25
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 29
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 30
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 31
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 33
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 34
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 35
98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 36
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 47
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 49
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98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States. , Montgomery , Texas 77356

3 Bedrooms Single Family Detached

Custom built home by Jim Morris, beautifully remodeled by Creative Castles & Troy Scott Builders! Discover this rare gem of a home, nestled on 2 lots w/an impeccably manicured lawn. The open-concept living areas flow seamlessly. Living RM w/statement stone fireplace. Gorgeous kitchen w/granite counters, breakfast bar, SS appliances, built-in storage & large pantry. Study w/built-in desk (could be formal dining) Owner's retreat w/French door access to backyard & completely renovated ensuite bath! 2 secondary bedrooms share a hall bath. Private driveway to AMAZING CASITA (or man-cave) w/vaulted ceiling & full bath for extended guests. Covered patio/breezeway leads to the FABULOUS POOLSIDE PARADISE w/SUMMER KITCHEN (2 grills!), relaxing spa, firepit area, gazabo & beautifully landscaped backyard. Two H2O Heaters. Plantation Shutters. Drilled Builder Piers! Garage w/epoxy floor & walk-up attic. NEW ROOF! FULL COUNTRY CLUB MEMBERSHIP AVAILABLE! TOO MANY UPDATES TO LIST! PULL FEATURE SHEET!

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98
Monterrey Road W
Montgomery | Texas

3D Street View Tour

Map showing 98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States.

Property Location

98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States., Montgomery Texas

Local Weather & Climate

Montgomery, Texas

Current Conditions Updated recently
82 °F
Overcast clouds
Feels Like 86°F
Humidity 68%
Wind 5 mph
Visibility 6.2 mi
Sunrise 12:38 PM
Sunset 12:27 AM
5-Day Forecast
Wed 11 Mar
Clouds
High 82°
Low 69°
Thu 12 Mar
Clear
High 70°
Low 48°
Fri 13 Mar
Clear
High 75°
Low 49°
Sat 14 Mar
Clear
High 80°
Low 56°
Sun 15 Mar
Clouds
High 86°
Low 62°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Montgomery?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Above Average 1.6× median

Our perspective on current market conditions in Montgomery. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
58
Buyer Score
Prices are down 0.7% year-over-year

Local Market Price Trends

Median home sale prices in Montgomery, Texas — ZIP code 77356 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $575,000
Area median: $366,074
-0.7% year-over-year (well below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $575,000 20% down ($115,000)

42.4 years
Double Your Investment
Based on current market trends, your property value could double
$282,428
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$3,060
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$939,177
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $115,000 down payment could grow to $282,428 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,178
+$26
$26/day
Your home may appreciate while you sleep
$182/week $790/mo $9,481/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$189K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$316K
vs
OWN 📈 +$282K
$282K Potential Equity
vs $316K lost to rent over 10 years
$115K Down Payment Growth
2.5x
10yr
$282K
4.6x
20yr
$534K
8.2x
30yr
$939K
Wealth Comparison
×2
Equivalent to 2 average US homes
top 25%
US household wealth ranking
Median: $193K Yours: $939K
Time to Double Your Investment (accounting for market cycles)
76.9
years
Conservative
0.91% effective/yr
18.2
years
Optimistic
3.88% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $629K +9%
Market $677K +18%
Optimistic $841K +46%
$282K est. equity
20 Years
Conservative $689K +20%
Market $797K +39%
Optimistic $1.2M +114%
$534K est. equity
30 Years
Conservative $753K +31%
Market $939K +63%
Optimistic $1.8M +213%
$939K est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 77356 • 2022 ACS Data

29,515 Population
Median Age: 48.0
$112,394 Median Income
High
$338,500 Median Home Value
Rent: $1,604
43.0% College Graduates
Above Average

Housing

Homeowners 72.7%
Renters 12.6%
Vacancy Rate 14.7%

Employment

1.9% Unemployment
29.4% Work From Home

Education Attainment (Age 25+)

High School+ 95.6%
Bachelor's+ 43.0%
Graduate+ 13.2%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 98 Monterrey Road W, Montgomery, TX 77356, Montgomery, Texas, United States features 3 bedrooms with 2,399 square feet of living space.
This property offers 2,399 square feet of living space.
This property is listed at $57,500,000, which equals $23968 per square foot.
In Montgomery, home prices have decreased 0.7% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Montgomery shows an active market. The market opportunity score is 58 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Montgomery, Texas. The property is situated in an established neighborhood with convenient access to local amenities and services.
DIANE GRIMM

DIANE GRIMM

Better Homes and Gardens Real Estate Gary Greene

License #0638835

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Better Homes and Gardens Real Estate The Good Life Group

Better Homes and Gardens Real Estate The Good Life Group

Better Homes and Gardens Real Estate Gary Greene

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